Hi.Germany – Flexible full private health insurance

Welcome to Germany! We will sort out your health insurance.

Anyone arriving in Germany from abroad quickly discovers that the healthcare system is a maze of bureaucracy. Visa, residence permit, employer subsidy – without the right insurance proof, paperwork often grinds to a halt.

That is exactly where Hi.Germany from Hallesche health insurance comes in: private full cover tailored to international professionals, freelancers and expats with a temporary residence permit (up to 5 years) who want to live and work in Germany.

Your benefits at a glance

• 100% visa-compliant: Meets all legal requirements for your residence permit in Germany.
• No lock-in: No minimum contract term and monthly cancellation – perfect if your plans change.
• No paperwork hassle: Fully digital online application and English-speaking customer service.
• Employer subsidy eligible: The plan qualifies for full employer contributions.
• Future-proof: If you stay longer in Germany, you can switch to regular Hallesche plans later.

Find your level

Hi.Medical S (The smart choice)

Reliable, budget-friendly basic cover for outpatient and inpatient hospital treatment.

Hi.Medical L (The comfortable option)

Full cover including single room, chief physician treatment, naturopathy and psychotherapy.

Tip: Both plans can be combined with Hi.Dental dental cover (basic or comfort) for smooth visits to the dentist.

Request Hi.Germany advice now

Create your own quote

Want to create a non-binding Hi.Germany quote online? Use our digital Hallesche (ALH Group) application channel:

 Create your Hi.Germany quote now