To get a visa for Germany you need proof of health insurance – before you travel. Care Concept specialises in exactly this group: students, language course participants, au pairs and guests who come for weeks or months and cannot or do not want to take out full German cover.
The advantage is the combination of price and speed. The plans are built around the requirements of the visa regulations, and the confirmation usually arrives by email immediately after you sign up online. That matters when your embassy appointment is already booked.
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The plans are designed to meet the requirements for Schengen visas and national visas. The minimum cover your consulate demands is stated in its information sheet – we match it against the plan before you book.
After signing up online you receive the insurance confirmation by email and can take it straight to your appointment at the authority or embassy. No postal delay, no waiting for documents.
Most plans provide cover without waiting periods from the agreed start date. Important: the contract must begin before you enter the country, not after you arrive.
Because the plans are tailored to clearly defined situations, premiums are far below those of comprehensive insurance. That price is the consequence of a deliberately limited scope – so read the exclusions rather than only comparing the monthly premium.
The plan for everyone coming to learn: language course, preparatory college, degree programme or internship. It is particularly common among participants in DSH and TestDaF preparation courses who are not yet enrolled and therefore cannot join student statutory insurance.
Tailored to au pairs, including options for liability and accident cover. This combination is not a luxury add-on: many au pair contracts and placement agencies require exactly this package.
For family visits and short to medium-term stays. The purpose is clearly defined: to cushion the financial risk of sudden illness or an accident – not to treat conditions that already exist.
Calculate your premium and apply online
Proof is required when you apply for the visa, not afterwards. Sign up as soon as your appointment is set, and choose your planned entry date as the start.
Visitor and student plans cover acute illness. Treatment that was already known or planned before entry is typically excluded. If you need long-term medication, talk to us before you book.
A fixed-term plan ends – even if your stay is extended. Clarify early which solution takes over so that no gap appears.
Unsure which proof your embassy requires? Write to us on WhatsApp (+49 151 28937141) or via the contact form.
The plans are designed around the requirements of the visa regulations for Schengen and national visas, and you receive confirmation by email immediately after signing up. The exact minimum cover your consulate requires is stated in its information sheet, which we check together with you.
Most Care Concept plans provide cover without waiting periods from the agreed start date. What matters is that you set the start date to your planned entry date and take out the contract before you travel.
Generally not. These plans cover acute illness and accidents. Treatment that was already known, planned or foreseeable before the trip is typically excluded. If you have existing diagnoses or take regular medication, we should talk before you apply.
Very often yes. Many au pair contracts and placement agencies require liability and accident cover, and in daily life with children and in a host family's household, personal liability insurance is the single most useful protection anyway.
If you are enrolled at a German university and meet the age limits, student statutory insurance is usually the cheaper and stronger long-term option. Care College is mainly designed for the phase before that: language course, preparatory college or application period.
Want to know which Care Concept plan fits your stay? Book a free initial consultation or start the insurance check.
We support students, au pairs and guests starting out in Germany. You get a clear recommendation on the right Care Concept plan – explained plainly, in German and English.
Embassy appointments have fixed deadlines. We answer via WhatsApp, video call or phone – even while you are still in your home country.
You learn not just the premium but the exclusions: pre-existing conditions, dental treatment, pregnancy and duration limits.
A language course, an au pair year and a family visit are three different cases. We choose by purpose of stay, not by standard package.
If your stay is extended or you enrol at a university, we arrange the follow-up solution in time – before a gap appears.
