TravelSecure – Travel Insurance for Holidays, Business Trips and Long-Term Travel
When you travel abroad, you should not rely on statutory or private health insurance alone. Depending on destination and trip duration, a doctor's visit, hospital stay or short-notice cancellation can quickly become expensive.
With TravelSecure travel insurance from Würzburger Versicherungs-AG we offer strong solutions for holidays, business trips, family travel and many other trip types. Whether a weekend in Europe, a long-haul trip to Asia or a multi-month stay – together we find the right cover.
These travel insurance policies you can apply for online
International health insurance
- Cover for illness or accident abroad
- Medically reasonable repatriation
- Outpatient and inpatient treatment
- Medicines and remedies
- Annual policies or single-trip insurance
Trip cancellation insurance
If you unexpectedly cannot start your trip, the insurance covers cancellation costs – ideal for illness, accident, family emergencies and other insured cancellation reasons.
Trip interruption insurance
If you have to end or interrupt your trip early, additional return travel and extra costs are covered.
Travel luggage insurance
Cover for theft, loss, damage and delayed baggage delivery.
Car rental and other travel insurance
Depending on your trip, additional modules can make sense – e.g. rental car protection, accident cover or special rates for work & travel, students and active holidays.
Who is TravelSecure suitable for?
- Holiday trips, business travel and city breaks
- Cruises, long-haul trips and family holidays
- Backpackers and long-term travel up to the respective insurable terms
- Work & travel, school and student stays abroad
- Hiking and active holidays
When is international health insurance the better choice?
Not every trip abroad is the same. If you emigrate permanently, live as an expat abroad or spend several years outside Germany, you usually need international health insurance rather than travel insurance. See our international health insurance overview.
We advise you personally and compare tariffs from PassportCard, BDAE, APRIL International, Foyer Global Health, Cigna Healthcare, Hallesche and HanseMerkur – so you get cover that fits your life situation.
Frequently asked questions about TravelSecure
What does TravelSecure international health insurance cover?
Cover for illness or accident abroad, medically reasonable repatriation, outpatient and inpatient treatment, and medicines – as an annual policy or single-trip insurance.
When is trip cancellation insurance worthwhile?
When you cannot start your trip due to illness, accident or other insured reasons and booked services are forfeited. The insurance covers cancellation costs.
When do I need international health insurance instead of TravelSecure?
For permanent residence abroad, emigration or multi-year expat life, travel insurance is not enough. We then advise you on international health insurance – e.g. via our Insurance Check or on WhatsApp.
TravelSecure® is a product of Würzburger Versicherungs-AG. More info at travelsecure.de · Updated: 2026
Why SpreeFinanz?
We advise Germans abroad and travellers worldwide. You get a clear recommendation on TravelSecure travel insurance – and if your stay lasts longer, the right path to international health insurance.
-
We are quickly
reachableWhen something happens abroad, every hour counts. We are available via WhatsApp, video call or phone – across time zones.
-
We work
transparentlyYou see which TravelSecure modules really fit your trip – international health, cancellation, luggage – and when international health insurance is the better choice instead.
-
We think
situation-basedHoliday, business trip or work & travel: we choose cover based on your trip type – not the most expensive package.
-
We stay with you
after signingFrom claim reporting to settlement – we guide you through the process, regardless of which country the incident occurred in.
