Safety on business travel does not end with medical care. When employees end up in a crisis region, when a local clinic is not sufficient, or when nobody knows where your people are after an incident – then organisation matters, not the benefit catalogue.
HDI Corporate Travel therefore combines insurance cover with active crisis management. For companies this is not only a duty-of-care question but a legal one: under Section 618 of the German Civil Code, employers must organise premises, equipment and services so that employees are protected against risks to life and health – and that duty does not stop at the border.
The TRAVEL ASSIST platform warns travellers about local dangers in real time and allows an immediate status check of employees in an emergency. The decisive point: you learn about a situation before it escalates – and you know who is affected.
Medical emergency support through MD Medicus and professional evacuation from crisis regions through GEOS. This covers precisely the cases that pure travel health insurance cannot organise.
The cover helps companies meet their statutory duty of care and document that they have done so. In a dispute, what counts is whether appropriate arrangements were in place.
Cover can be extended to include baggage, personal liability abroad and legal advice – depending on which risks are actually relevant in your destination countries.
Travel cover and crisis management are a supplement, not an alternative to permanent health insurance for posted employees. Anyone living and working abroad for a longer period also needs a solid solution for ongoing healthcare – see international employee health insurance and international health insurance.
Equally important is the social insurance side of a posting: the A1 certificate, the radiation principle and the question of which social security law applies. We cover that in the consultation.
Want to secure travel activity in your company? Use the HDI enquiry form, the contact form or write to us on WhatsApp (+49 151 28937141).
A platform that warns travellers about local dangers in real time and allows the company to check the status of its employees immediately in an emergency. This makes it possible to establish quickly who is affected by a crisis situation and who is not.
Yes, GEOS is integrated for evacuations from crisis regions, and medical emergency support runs through MD Medicus. This organisational capability is the essential difference from pure travel health insurance.
The provision obliges employers to organise services so that employees are protected against risks to life and health. For business travel this means putting appropriate arrangements in place for emergencies. A structured travel risk concept helps to meet and document that duty.
No. Longer postings additionally require a solution for ongoing healthcare. Corporate Travel primarily covers travel risks, assistance and crisis management.
Yes, modularly, to include baggage, personal liability abroad and legal advice. Which modules make sense depends on the destination countries, the frequency of travel and the type of activity on site.
Want to set up travel safety in your company on a structured basis? Send an HDI enquiry directly or book a free initial consultation.
Sources: Section 618 German Civil Code (BGB) – duty to take protective measures · Last updated: 2026
We advise companies with internationally travelling and posted employees. With HDI Corporate Travel this is about more than a policy – it is about processes that hold up in an emergency.
In a crisis every hour counts. We are available by phone, video call or WhatsApp – including outside office hours.
You see which service is delivered by whom: insurance, assistance, evacuation – and where the responsibilities end.
Business trips, postings and workation are different risks with different legal requirements.
With new destination countries, a growing workforce or actual claims, we keep supporting you.
