Moving abroad brings many challenges, and insurance is no exception. It is essential to be aware of the risks that living and working abroad can involve. I, Sebastian Krüger, accompany you as an independent insurance broker on your journey and make sure you are optimally covered.
Health insurance should be the top priority for anyone moving abroad. Depending on your host country, make sure you have either international private health insurance or a valid local policy there. I help you find the best cover for your needs.
As a freelancer, your income is your most important asset. Think about how you can protect it in an emergency. Occupational disability or loss-of-earnings insurance can be worth its weight in gold here. I support you in identifying the best options for your situation.
Wherever you live, liability insurance can cover damage you accidentally cause to third parties. Make sure your policy is valid internationally too. Together we will find a solution that gives you the protection you need.
Thoughtful retirement planning is necessary to enjoy a worry-free life in retirement. There are many ways to provide for the future even while living abroad. I am here to support you and develop a plan with you that matches your wishes and financial means.
Returning to Germany can be confusing when it comes to insurance. The rules differ significantly from those abroad. I help you take all the necessary steps to return seamlessly to the German insurance system.
Let us review your insurance situation together and make the best decisions so you can enjoy your time abroad without worries. Contact me for individual advice!
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