Frequently Asked Questions About Your Insurance

Short questions deserve clear answers. Here you'll find the most frequent questions from our clients – from liability, accident and travel insurance to coverage abroad. Each answer is also available as its own page with further links.

Insurance in Germany

• Is private liability insurance mandatory?
• What is the difference between statutory and private accident insurance?
• A friend's phone is broken – does liability insurance pay?
• Which insurance do I need as an expat in Germany?
• What is the 50-30-20 rule?

Germans Abroad

• Does my liability insurance apply abroad?
• Who pays after an accident abroad?
• Legal protection without German residence – is that possible?
• How long does international health insurance apply?
• Is my family co-insured abroad?

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